Tractor Finance

Access tractor finance from an alternative lender.

Tractor Finance from Liberty

Tractor finance proving hard to find? For farms, estates and agricultural contractors, we’ve provided specialist tractor finance that’s helped them get more tractors on the road and keep their business, as well as the British economy, moving forward.

Once you’ve found the right tractor, our team will be happy to discuss your finance options, which include hire purchase or lease finance, giving you the option of keeping the tractor longer term, or just for your agreement period. We offer seasonal payment structures unique to your industry, helping ease the financial burden in off-season months. VAT may be reclaimable on qualifying agreements.

Hire purchase for tractors

Hire purchase allows you to spread the cost of your asset(s) with fixed, affordable repayments, and gain ownership of the asset at the successful completion of your repayment term and payment of the Option to Purchase Fee. It’s a great option for those who want to avoid large upfront costs.

Tailored repayment terms
Option to own the asset at the end of term
Predictable payments, with fixed interest rates
No mileage restrictions

Hire Purchase

Refinancing for tractors

Refinancing can unlock cash tied up in existing assets, securing funding for new growth and strengthening working capital. It can be perfect for those looking to stabilise cash flow.

Often fast approval and release of funds
Bespoke repayment plans that suit your budget and needs
Consolidate existing agreements into one manageable payment
Refinance older tractors to continue using without replacement

Refinancing

Finance lease for tractors

Get access to equipment and assets without large upfront payments, helping you preserve your capital for other business needs. Ideal for those looking for tax efficiency and access to the best vehicles, without ownership.

Fixed monthly rentals, making budgeting simple
Option to enter secondary rental
Access vehicles without large upfront payments
VAT payments are spread across the term

Finance Lease

Reviews

I have been dealing with Liberty for 12 or so years great company to deal with. All the staff at Liberty are friendly and helpful.
Cooke Bros
Customer
Liberty were recommended to us for the finance on two vans for our business. From our initial chat to the aftercare we found them to be very professional and really easy to deal with. Would have no hesitation in recommending Liberty.
Chris C.
Customer
We have used Liberty for many years and always dealt with Lewis who is friendly, professional and always willing to help and go the extra mile for his customers. Thank you for your help.
Natalie C.
Customer
Can’t fault Liberty, 15 years doing business always dealt with young Lewis great guy can’t help you enough!!! Recommend any business to them.
Gary R.
Customer
Just to say a big thank you to Leah for getting the 2 deals approved yesterday. Very efficient and polite with a real positive approach to obtaining the approval.
Tony B.
Broker
Lewis & Isaac of Liberty, gents in the real world. Funded many Vehicles with Liberty. Good communication and a pleasure to deal with.
Darren C.
Customer
Joe is great, calm and so easy to deal with, spends time making sure you are comfortable with the proposed deal – no improvement needed!
Studio Managing Director
Customer
I’ve done business with Liberty since 2015; I’ve experienced superb service and out of the box thinking from them. Lewis is champion!!!
Sam D.
Customer
Funds received. Thank you once again. You’ve been amazing from start to finish. I will be recommending you to all the horse connections I have and hopefully attract you more business.
Horsebox Company Director
Customer
Very well – couldn’t be happier. We started out initially not expecting an offer of finance, then got one with a bigger deposit required than we wanted and then that deposit was reduced by about 40%. Very happy.
Anonymous
Customer

Why use Liberty
for your tractor finance

An award-winning, independent lender, we’ve built a service that has helped 3,100 customers achieve their ambitions through simple funding solutions.

Since 2001, we’ve helped unlock opportunities for businesses and high-net-worth individuals underserved by traditional lenders. It’s that commitment that has helped us keep our customers growing, and our team growing too.