Refinance
Unlock value in existing assets to access additional funds quickly.
Refinancing with Liberty
We’ve helped our customers unlock growth or steady the ship by refinancing their existing assets on bespoke finance plans, built to match their circumstances.
Refinancing is a great way to reinvest funds, improve cash flow, and take the next step you’ve been waiting for.
As with all our services, we’re here to provide options for unique finance needs, with human-led decision-making that thinks outside of the box. Our team are experienced in refinancing common and unique assets and will provide a personalised service every step of the way.
Refinancing explained
Refinance agreements can be tailored depending on your needs.
First, you’ll choose what assets you’re looking to refinance. We’ll discuss valuation and finance terms before the asset(s) are sold to Liberty for an amount reflecting their current market value. You will then have quick access to the capital released, in return for monthly payments over an agreed period of time.
This may be ideal for those who want to leverage existing assets to support growth or consolidate debt.
The benefits of Refinancing
Unlock equity
Refinancing allows you to release cash tied up in owned assets and use it for other means, with funds released quickly after agreement.
Improve cash flow
Got existing debt? Restructure payments to better suit your current finances and improve cash flow across your business.
Futureproof your business
Utilise the release of funds in existing assets to purchase new machinery and technology
Extend asset life
Already love what you’ve got? Refinancing older equipment could allow you to access to additional working capital.
Reviews
I have been dealing with Liberty for 12 or so years great company to deal with. All the staff at Liberty are friendly and helpful.
Cooke Bros
Liberty were recommended to us for the finance on two vans for our business. From our initial chat to the aftercare we found them to be very professional and really easy to deal with. Would have no hesitation in recommending Liberty.
Chris C.
We have used Liberty for many years and always dealt with Lewis who is friendly, professional and always willing to help and go the extra mile for his customers. Thank you for your help.
Natalie C.
Can’t fault Liberty, 15 years doing business always dealt with young Lewis great guy can’t help you enough!!! Recommend any business to them.
Gary R.
Just to say a big thank you to Leah for getting the 2 deals approved yesterday. Very efficient and polite with a real positive approach to obtaining the approval.
Tony B.
Lewis & Isaac of Liberty, gents in the real world. Funded many Vehicles with Liberty. Good communication and a pleasure to deal with.
Darren C.
Joe is great, calm and so easy to deal with, spends time making sure you are comfortable with the proposed deal – no improvement needed!
Studio Managing Director
I’ve done business with Liberty since 2015; I’ve experienced superb service and out of the box thinking from them. Lewis is champion!!!
Sam D.
Funds received. Thank you once again. You’ve been amazing from start to finish. I will be recommending you to all the horse connections I have and hopefully attract you more business.
Horsebox Company Director
Very well – couldn’t be happier. We started out initially not expecting an offer of finance, then got one with a bigger deposit required than we wanted and then that deposit was reduced by about 40%. Very happy.
Anonymous
Why use Liberty
An award-winning, independent lender, we’ve built a service that has helped 3,100 customers achieve their ambitions through simple funding solutions.
Since 2001, we’ve helped unlock opportunities for businesses and high-net-worth individuals underserved by traditional lenders. It’s that commitment that has helped us keep our customers growing, and our team growing too.
Fast and simple process
Personal, human-led decisions
UK-based support team
Trusted for over 25 years
Our Specialities
We’ve built a reputation on delivering simple and unique funding solutions across a range of asset finance specialities.
Vehicle Finance
Commercial Vehicle Finance
Construction / Yellow Plant
Agriculture
MachineryRefinancing FAQs
We’ve offered refinance on a huge list of assets. That includes cars, vans, HGVs, construction yellow plant equipment, agricultural equipment and CNC machinery – plus a lot more. It helps our customer access more capital – quickly.
Refinancing is often chosen by businesses looking to unlock more working capital by securing funding against their assets. This offers an immediate cash injection that may help stabilise cash flow. It is also used to restructure existing agreements on assets, if you have them.
We’ll always talk to potential customer about refinancing to ensure it’s the right choice for them. If you’re unsure, give us a call.
We’re an independent lender, not owned by a bank. This means we’re able to make more unique, informed decisions on our refinance agreements. If your bank has said no, it’s worth giving us a call – we may still be able to help.
Finance Calculator
Got an idea of what you’re looking to finance? Use our calculator to get an outline of potential repayments.
For a bespoke quote, it’s always best to contact our team.
Total Borrowing
Total Payable Amount
Monthly Payment
For illustration purposes only. Our team will calculate the rate you may be offered based on your individual circumstances. This is not an offer or quote for your finance.
News & Articles
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