Finance Lease
Access new assets without committing to ownership.
Finance Leasing with Liberty
We provide simple finance leasing solutions to business that may not be able to secure funding at traditional lenders.
We’re able to provide finance leasing where other lenders may not, and have helped customers access finance leasing for both traditional and more unique assets across our specialisms.
Finance Lease explained
Finance leasing allows businesses and high-net-worth individuals to access the assets they need without having to commit to purchasing them.
First, you’ll find an asset you’re interested in leasing. Our team will have a chat with you and discuss your options to enable you to determine whether finance leasing is the best fit for your needs. Then, we will purchase the asset, and you’ll lease it from us for a set period of time.
When you get to the end of your term, you’ll have the choice of handing back the asset or entering a secondary rental. If you decide you want something new, we can help with that, too.
The benefits of a Finance Lease
Lower initial cost
Finance leasing typically requires less upfront capital than a hire purchase. That also means the market opens up to more potential assets.
Flexible end-of-term options
When your term ends, you can choose to enter a secondary rental or simply return the asset and look for something new.
VAT spread over term
Unlike an outright purchase, VAT is paid in payments across your term, not upfront. That means greater control over your cash flow and no large VAT payments to worry about.
Predictable costs
Fixed, regular lease payments make budgeting easier and reduce exposure to unexpected expenses.
Reviews
I have been dealing with Liberty for 12 or so years great company to deal with. All the staff at Liberty are friendly and helpful.
Cooke Bros
Liberty were recommended to us for the finance on two vans for our business. From our initial chat to the aftercare we found them to be very professional and really easy to deal with. Would have no hesitation in recommending Liberty.
Chris C.
We have used Liberty for many years and always dealt with Lewis who is friendly, professional and always willing to help and go the extra mile for his customers. Thank you for your help.
Natalie C.
Can’t fault Liberty, 15 years doing business always dealt with young Lewis great guy can’t help you enough!!! Recommend any business to them.
Gary R.
Just to say a big thank you to Leah for getting the 2 deals approved yesterday. Very efficient and polite with a real positive approach to obtaining the approval.
Tony B.
Lewis & Isaac of Liberty, gents in the real world. Funded many Vehicles with Liberty. Good communication and a pleasure to deal with.
Darren C.
Joe is great, calm and so easy to deal with, spends time making sure you are comfortable with the proposed deal – no improvement needed!
Studio Managing Director
I’ve done business with Liberty since 2015; I’ve experienced superb service and out of the box thinking from them. Lewis is champion!!!
Sam D.
Funds received. Thank you once again. You’ve been amazing from start to finish. I will be recommending you to all the horse connections I have and hopefully attract you more business.
Horsebox Company Director
Very well – couldn’t be happier. We started out initially not expecting an offer of finance, then got one with a bigger deposit required than we wanted and then that deposit was reduced by about 40%. Very happy.
Anonymous
Why use Liberty
An award-winning, independent lender, we’ve built a service that has helped 3,100 customers achieve their ambitions through simple funding solutions.
Since 2001, we’ve helped unlock opportunities for businesses and high-net-worth individuals underserved by traditional lenders. It’s that commitment that has helped us keep our customers growing, and our team growing too.
Fast and simple process
Personal, human-led decisions
UK-based support team
Trusted for over 25 years
Our Specialities
We’ve built a reputation on delivering simple and unique funding solutions across a range of asset finance specialities.
Finance Leasing FAQs
We’ve offered finance on a huge list of assets. That includes cars, vans, HGVs, construction yellow plant equipment, agricultural equipment and CNC machinery – plus a lot more. If you find an asset you want to finance, get in touch and we’ll walk you through how we can help.
A finance lease allows you to access equipment without large upfront payments and let your business stay ahead of the game with the latest technology and machinery. Fixed monthly rentals offer predictability in budgeting, and it’s a great option for those looking for a tax-efficient structure and to preserve more capital without wanting to own the asset.
We’re an independent lender, not owned by a bank. This means we’re able to make more unique, informed decisions on our finance agreements. If your bank has said no, it’s worth giving us a call – we may still be able to help.
Yes. Each agreement is aligned to a particular asset, and you may want another one later down the line. Alternatively, we can put multiple assets on the same agreement if purchasing at the same time.
Finance Calculator
Got an idea of what you’re looking to finance? Use our calculator to get an outline of potential repayments.
For a bespoke quote, it’s always best to contact our team.
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Monthly Payment
For illustration purposes only. Our team will calculate the rate you may be offered based on your individual circumstances. This is not an offer or quote for your finance.
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